UniSuper101 - An Introduction

UniSuper offers flexible products for new and existing members to choose from. This seminar seeks to introduce (primarily) new employees to the basic fund offering, including details of the defined benefit option versus accumulation alternative. Issues covered by this seminar include:

• Membership categories
• Insurance options
• Contributions overview
• Investment options
• Benefits of UniSuper

Understanding Contributions & Caps

The rules around contributing to super can be complex and confusing. This seminar aims to take away the confusion and explain the different types of contributions to super. It is suitable for all members considering:

• the types of contributions available and how they are taxed 
• the contribution caps that apply 
• incentives to contribute to super such as the spouse rebate 
• ways to manage contributions 
• special rules for some Defined Benefit Division members

Wealth Creation and Protection

The Wealth Creation & Protection presentation looks at considerations to investing both inside and outside the superannuation environment. From accumulating adequate retirement savings to securing appropriate insurance this seminar provides information on:

• Salary sacrificing into super versus investing outside of super
• Accessing insurance both in and outside of super
• Contributions overview
• Government contribution incentives
• Risk/Return trade off

Pre-Retirement Planning

Not yet ready to retire but keen to consider options available to boost your super prior to exiting the workforce? From maximising your retirement savings in the latter years of working life to a potential drawdown of your super before full retirement, this presentation covers a range of pre-retirement issues including:

• Retirement income adequacy
• Contributions overview
• Salary sacrificing
• Transition to Retirement (TTR)
• Superannuation and estate planning

Superannuation for Women

Surveys consistently demonstrate that the level of retirement savings of women tend to be significantly lower than men due to different working patterns, family responsibilities and relationship breakdowns. We can provide members with the tools to make well informed decisions about their financial future.

This session is suitable for women of all ages who would like to develop a better understanding of financial matters and be more active in managing their retirement savings. The seminar will cover issues such as:

• how much do I need in retirement? 
• government contribution incentives 
• career breaks 
• understanding your investment risk profile 
• accessing benefits 
• superannuation & your estate 

Retirement Planning and Centrelink

This presentation combines the Retirement Planning seminar with an additional presentation from a Centrelink representative. Don’t miss this opportunity to hear from both UniSuper and Centrelink experts on key retirement planning and Centrelink issues including:

• What do you plan to do in retirement?
• Accessing superannuation benefits
• Retirement income streams
• Estate planning considerations
• Centrelink in detail
• Treatment of superannuation pension and lump sums against the Age Pension

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Unisuper Webinars

Can’t attend a seminar? UniSuper is pleased to offer the following upcoming live webinars from the convenience of your own computer.

UniSuper Seminars